AssurityBalance® Graded Benefit Disability Income Insurance
(Policy form A-D120)
Graded Benefit DI is an individual guaranteed renewable disability policy with a traditional definition of disability and graded benefit. It can be a good choice for individuals who have previously been denied disability income protection due to past medical/health conditions.
Issue Ages: 18-60
Occupational Classes: 4A, 3A, 2A, 1A
Maximum Issue Limits: 4A and 3A: $11,000; 2A: $7,500; 1A: $6,000
Elimination Periods: 30 (2-year benefit period only), 60, 90, 180 or 365 days (5 and 10-year benefit period only)
Features: Vocational Rehab, Survivor Benefit