AssurityBalance^® Individual Disability Income Insurance
(Policy form I H0920)

Provides a benefit if insured becomes sick or injured and unable to work. Ideal for individuals in the lower to upper-middle income markets and small-business owners

Issue Ages: 18-60

Occupational Classes: 4A, 3A, 2A, 1A

Maximum Issue Limits: 4A and 3A: $9,000; 2A: $7,500 1A: $6,000

Elimination Periods: 30, 60, 90, 180, and 365 days

Features:
Own Occupation definition of Total Disability (first 24 months)
Partial Disability Benefit
Home Modification Benefit
Vocational Rehabilitation Benefit
Survivor Benefit
Organ Donor Benefit
Waiver of Premium
Non-tobacco rates for no use in last 12 months
Plus, 10 optional riders