AssurityBalance® Simplified Critical Illness Insurance
(Policy form CI-005 or I H0810)
Simplified Critical Illness Insurance is designed to pay a lump sum to the insured at the first-ever diagnosis of 12 covered illnesses or procedures. This simplified product offers a short application with a handful of health questions– no medical exams are required.
Issue Ages: 18-59, Age last birthday
Issue Amounts: $5,000-$50,000
Underwriting Classes: Male/Female, Tobacco/Non-tobacco
Benefits Across Categories: The first benefit is paid upon the initial diagnosis of a condition or procedure in any one of three categories. If premiums continue to be paid and the insured is diagnosed with a condition or procedure in a different category, the insured will again receive the benefit payment indicated.
To view Limitations and Exclusions for this policy, click here.