Owning a business
Would your business survive if you were not there to help make decisions and establish direction? Assurity Life has solutions to provide for your family and keep your business operating if you were to die unexpectedly or become disabled by an accident or serious illness.
Your premature death could seriously impact not only your loved ones but also your business. Make sure you protect what’s important to you with life insurance to fund buy-sell, key person or business-continuation arrangements. Because you own a business, your operation can provide life insurance for yourself and your employees.
Disability Income Insurance
Assurity offers a variety of disability income insurance options for small businesses. Choose a policy that protects your personal income if you are disabled, or a business overhead expense plan that pays your business expenses (employee salaries, rent, lease payments, utilities, etc.). These plans provide a safety net that can help your business survive and your family pay the bills, while you focus on your health concerns.
Critical Illness Insurance
If you were stricken with a critical illness, the future of your business could be jeopardized. Assurity's critical illness insurance pays a cash benefit directly to you at the first diagnosis of a covered condition, including cancer, stroke or heart attack. This immediate cash payment helps ease the financial impact of a serious illness on your business and your loved ones, so you can devote your energy to what's really important-your recovery.
As an employer, you know the importance of a competitive benefits program in attracting and retaining high caliber employees. Assurity at Work enables employers to enhance their benefits offerings to employees with voluntary life, critical illness, disability income and hospital indemnity coverage at affordable rates through the workplace. At-work enrollments and payroll-deducted premiums make it simple for everyone.
Premiums paid by the company for employee life, health and retirement benefits are generally
tax-deductible as a business expense. We can help you design a quality, cost-effective benefits package including employer-provided group life and medical reimbursement plans.