Being a parent
Nothing changes your life as quickly or as permanently as having a child. To protect your family's financial security, you probably have additional needs for life, disability income and critical illness insurance—and perhaps a plan to prepare for your child’s education.
How much life insurance does your family need? Financial obligations multiply quickly for families with young children. Make sure that if you or your spouse died unexpectedly, the money would be there to replace your income and help your loved ones maintain their standard of living.
Assurity offers a variety of affordable protection plans that can be tailored to fit your family’s unique requirements. For example, our permanent life insurance plans not only offer protection in case of premature death, but also build cash values that can provide funds for future needs, including your child’s education.
Disability Income Coverage
Your ability to earn a living is one of your most valuable assets. However, a disability due to an accident or illness can disrupt that steady income stream your family relies on. If you become disabled and cannot work, Assurity’s disability income insurance pays a monthly benefit so you can provide for your family until you are back on your feet again.
Critical Illness, Hospital Indemnity Plans
If you were stricken with a serious illness such as cancer, a heart attack or stroke, how would your family manage the monthly bills, much less medical expenses and other costs not covered by health insurance? Today many people survive a critical illness, only to face a difficult financial recovery. Upon first diagnosis of a covered condition, Assurity’s critical illness insurance pays money directly into your pocket, just when you need it most. It can help ease financial stress for you and your loved ones so you can focus on your first priority—your recovery.
Assurity's hospital indemnity policies provide benefits in addition to other health insurance coverage. A basic plan covers individuals with certain pre-existing conditions and/or limited funds for health insurance premiums or out-of-pocket costs; the supplemental plan can fill gaps in qualified high-deductible health plans and health savings accounts (HSAs).
Contact an Assurity representative to help you ensure that your family's lifestyle is secure, no matter what the future holds.