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Why Accident Expense?

As the cost of healthcare continues to rise, even a small accident could turn into a big problem for many employees and their families. Assurity is here to make getting help and understanding coverage refreshingly simple.

Accident Expense insurance provides covered employees a direct payment that can be used to pay for medical expenses resulting from a covered accident. Payments can be used for other expenses too — groceries, rent, name it.

About Group Accident Expense

Choose from four distinct plans and price points, plus a unique Prime benefits plan – all of which are HSA-friendly*. Should an accident occur, a Group Accident Expense or Group Accident Expense - Prime Benefits policy may help cover expenses.

*Not HSA-compatible with Outpatient Care Rider

Group Accident Expense

Our plans provide benefits for expenses that may not be fully covered by major medical insurance. We offer four distinct plans across six care categories, along with valuable add-ons for extra financial protection.

  • Emergency care
  • Specific injury care
  • Surgical care
  • Supportive care
  • Hospital care
  • Preventive care

Group Accident Expense - Prime Benefits

The Prime Benefits plan is designed to respond to rising deductibles and copays. It includes these key benefits with better coverage:

  • Initial accident treatment and follow-up treatment
  • Telemedicine treatment
  • Appliances
  • Ambulance
  • Hospital admission and confinement
  • Diagnostic exams and X-rays
  • Intensive care

How it works

An employee's covered son is injured playing football and is taken by ambulance to the ER.

X-Rays determine he has a severe fracture, requiring a hospital stay.

After being released, they submit a claim to Assurity.

The accident is covered and Assurity sends them a check.

Get in touch

To learn more contact your Regional Sales Team


Group Accident Expense insurance provides limited benefit coverage and may contain reductions of benefits, limitations and exclusions. The description of benefits is intended only to highlight the insured employee’s benefits and should not be relied upon to fully determine coverage. If this description conflicts in any way with the terms of the policy/certificate, the terms of the policy/certificate prevail. For complete benefits descriptions and conditions, see the policy/certificate.

Circular 230 Disclosure: Any U.S. tax information contained in this communication is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any matters addressed herein.

Policy/Certificate Form Nos. G H1708 and G H1708C and Certificate Rider Form Nos. R G1709C, R G1710C, R G1711C and R G1712C underwritten by Assurity Life Insurance Company, Lincoln, NE.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.