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Why Disability Income?

Less than 1 in 3 Americans have an emergency savings fund of 6 months or more.*

If an accident or sickness prevents an employee from working, chances are the paycheck stops too. Only 31 percent of Americans have saved enough to cover six months of expenses or more and nearly a quarter of Americans have no emergency savings fund.*

Group Short-Term Disability Income Insurance from Assurity can help employees protect their income, so they can focus on getting better rather than worrying about finances.

About Group Short-Term Disability Income

Assurity's Group Disability Income Insurance offers plan choices which provide disability coverage without add-ons at the most economical price point. Our Tier 1 and Tier 2 benefit plans expand disability coverage provided and include several add-ons.

Advantages of Group Short-Term Disability Income Insurance

  • Helps replace income and maintain financial stability if an employee becomes sick or injured.
  • The added financial protection allows employees to focus on recovery rather than finances.

  • Benefits are paid directly to the insured person.
  • A "modified own occupation" definition of total disability allows an employee to qualify as disabled if they cannot perform the important duties of their own occupation and are not working another job.

How it works

A covered employee gets sick or injured and is unable to work.

They submit a claim to Assurity.

Based on the insured person’s selected benefits, Assurity sends them a check.

Get in touch

To learn more contact your Regional Sales Team

*Bankrate Financial Security Index Survey, June 17, 2017


Policy/Certificate Form Nos. G H1808/G H1808C and Certificate Rider Form Nos. R G1809C, R G1814C, R G1810C, R G1811C, R G1812C and R G1813C underwritten by Assurity Life Insurance Company, Lincoln, NE.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.