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Specified Disease Insurance

Higher deductibles and healthcare costs are adding stress to people’s lives and budgets. The need is real. Think of the difference $30,000 could make for a person who has just been diagnosed with a serious illness. There’s never been a better time to sell specified disease insurance.

  • Simplified Underwriting: $5,000 - $75,000
  • Fully Underwritten: $75,001 - $500,000
  • Issue ages: 18-64
  • Pays on each covered condition*
  • Guaranteed renewable for life

*Assurity will not pay benefits for a specified disease that is caused by a pre-existing condition until after the policy has been in force for six months from the issue date.

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Century+ Disability Income Insurance

Our policies are guaranteed-renewable disability income coverage, ideal for individuals in the middle-income market and a variety of occupations including the self-employed.

Reach out to your regional Assurity team to learn more about our multi-life discounts, flexible fast underwriting, and many occupational class upgrades.

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Graded Benefit Disability Income Insurance

For clients declined for traditional DI, our underwriting team automatically sees if they’ll qualify for graded benefit DI. Get your clients the protection they need and keep your business growing.

Assurity is committed to helping people through difficult times by making income protection available to as many people as possible.

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Acci-Flex Accidental Death Benefit Insurance

Acci-Flex is accidental death insurance, where the benefit is paid directly to beneficiaries if the death is the result of an accident. It also offers an accidental disability income rider which is an affordable way to secure an income if a total disability is caused by an accident.

So for around $30* per month, your client can receive $200,000 in accidental death coverage, along with a $1,500 monthly disability benefit rider.

  • Benefit amounts – $50,000 to $350,000
  • Issue ages – 18-60
  • Premiums – level and guaranteed renewable to age 75
  • Easy application – only one health question and no medical exam
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SPECIFIED DISEASE INSURANCE

FOR PRODUCER USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC. ONLY FOR USE IN NEW YORK.

Conditions, Limitations and Exclusions

For a list of all limitations and exclusions, refer to the actual policy.

Pre-existing Condition – Assurity will not pay benefits for a specified disease that is caused by a pre-existing condition until after the policy has been in force for six months from the Issue date.

Exclusions – Assurity will not pay benefits for conditions that are caused by or are the result of the insured person: being exposed to war or any act of war, declared or undeclared; serving in the armed forces or units auxiliary thereto; being addicted to drugs or suffering from alcoholism; participating in a felony, riot or insurrection; engaging in aviation, other than as a fare-paying passenger on a scheduled or charter flight operated by a scheduled airline; intentionally self-inflicting an injury; or committing or attempting to commit suicide.

Specified Disease INSURANCE PROVIDES LIMITED BENEFIT COVERAGE. It is not a comprehensive major medical plan or Medicare supplement policy. The description of benefits is intended only to highlight the insured’s benefits and should not be relied upon to fully determine coverage. If this description conflicts in any way with the terms of the policy, the terms of the policy prevail. This policy may contain reductions of benefits, limitations and exclusions. For costs and complete details of the coverage, please contact your insurance representative or Assurity to review the policy for more information.

Specified Disease Insurance does not cover the diagnosis or treatment of COVID-19.

Circular 230 Disclosure: Any U.S. tax information contained in this communication is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any matters addressed herein.

Policy Form No. I H1820 (NY) and Rider Form Nos. R I1823 (NY), R I1826 (NY), R I1828 (NY) and R I1831 (NY) underwritten by Assurity Life Insurance Company of New York, Albany, NY.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.

Important Disclosure Information

INCOME PROTECTION

FOR PRODUCER USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC. ONLY FOR USE IN NEW YORK.

Policy Form Nos. I H1605 NY, I H1617 NY and Rider Form Nos. R I1606 NY, R I1607 NY, R I1608 NY, R I1609 NY, R I1610 NY, R I1611 NY, R I1612 NY, R I1613 NY, R I1618 NY and R I1619 NY underwritten by Assurity Life Insurance Company of New York, Albany, NY.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.

Important Disclosure Information

ACCI-FLEX

* Depending on age, gender and amount of coverage

FOR PRODUCER USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

Policy Form No. L T02-E and Rider Form Nos. A-R 125, R I0827-W and R T29 underwritten by Assurity Life Insurance Company, Lincoln, NE. Policy Form No. I H1513 NY and Rider Form Nos. R I1514 NY and R I1515 NY underwritten by Assurity Life Insurance Company of New York, Albany, NY.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.

Important Disclosure Information