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For Businesses

Critical Illness Insurance

Once considered a “supplemental” insurance product, critical illness insurance has become an essential piece of an employer’s overall employee benefit offering. At no direct cost to you, critical illness insurance can provide a safety net and real financial protection for your employees and their families.

Critical Illness Insurance does not cover the diagnosis or treatment of COVID-19.

Jack from Sales with family outside

Consider this:

1.7 million

Americans are diagnosed with cancer annually.1


Americans have a 69.3 percent chance of surviving a cancer diagnosis for at least five years2

1 in 3

More than 1 in 3 fundraisers on GoFundMe are now for medical expenses3


2 of 3 Americans filing bankruptcy cite medical issues as a key contributor4

Critical Illness Insurance

Essential protection for your workforce

Both critical illness survival rates and the costs of medical care are rising. Critical illness insurance pays an employee when diagnosed with a covered illness or procedure, helping offset the cost of care and providing the freedom to choose treatment options.


  • Benefit paid directly to the employee
  • Guaranteed issue – no medical exams or tests to take
  • HSA friendly

To learn more, read our Why Critical Illness flyer.

Already have Assurity?

Assurity works for employers

Choosing to offer voluntary benefits is a win-win situation for employers and employees—provided you’ve chosen the right carrier. Here are just a few reasons why you and your employees can count on Assurity.

Proven strength

With more than $2.6 billion in assets and a 130-year history, you can rely on Assurity to be there when you need us.

Valuable products

Affordable insurance protection for your employees that is easy to understand and to buy.

Personalized attention

We'll help educate your employees on benefit offerings. Dedicated case managers handle all billing and administration, and we pay more than 80% of claims within 10 business days.

Workforce loyalty

While there are many advantages to offering a holistic benefits package, it's an invaluable tool for improving morale and attracting new talent.


These policies may contain reductions of benefits, limitations and exclusions. For costs and complete details of coverage, please contact Assurity or review the policy contract.

Group Critical Illness insurance provides limited benefit coverage, is not a substitute for major medical insurance, and may not be appropriate for Medicaid recipients. It may contain reductions of benefits, limitations and exclusions. The description of benefits is intended only to highlight the insured employee’s benefits and should not be relied upon to fully determine coverage. If this description conflicts in any way with the terms of the policy/certificate, the terms of the policy/certificate prevail. For complete benefits descriptions and conditions, see the policy/certificate.

Circular 230 Disclosure: Any U.S. tax information contained in this communication is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing or recommending to another party any matters addressed herein.

Policy/Certificate Form Nos. G H1715 and G H1715C and Certificate Rider Form Nos. R G1716C, R G1717C, R G1718C, R G1719C, R G1720C, R G1721C and R G1722C underwritten by Assurity Life Insurance Company, Lincoln, NE.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, New York. Product availability, features and rates may vary by state.