Pays your loved ones money if you die from an accident.
Consider accidental death insurance if you're looking for an affordable alternative to life insurance, if you want to supplement your current life insurance coverage, or if you're unable to qualify for life insurance due to medical reasons. It can do more than replace a lost income – it can pay for final expenses, a mortgage and more.
What if your family suddenly lost your income? The money from accidental death insurance can help keep life moving if you die from an accident.
Accidental death insurance helps your family keep up with some of the most important things in life—like mortgage or rent, childcare, college tuition and more.
Accidents are unexpected, by definition. To figure out how much accidental death insurance is right for your family, consider how much they would need if they lost your income with no time to prepare.
Accidental death may not seem very likely, but it happens more often than you may think for people in certain age groups, jobs, and lifestyles. And no matter the odds, this insurance is an affordable way to plan ahead should the unexpected happen to you. Consider this:
If you’re like most Americans, your monthly budget probably doesn’t leave as much room for the unforeseen as you’d like. Without your income, what would your family need to keep daily living expenses covered and long-term plans on track? How would they cover:
Accidental death insurance provides money to your family to help them manage without your income should the unexpected happen.
Accidental death benefits are paid directly to your family or other beneficiary. The money doesn't take the place of any life insurance or other compensation your beneficiaries are entitled to—it's paid in addition to other benefits you may have in place.
You won’t need a medical exam. After we receive your application, most policies will be issued within two business days and you’ll be covered.
If an injury leaves you unable to work, the loss of your income can quickly drain savings. The Accident Only Disability Income Rider is an affordable option you can buy with your policy—and secure an income if you suffer a total disability caused by an accident.
Married with two kids
Dance instructor earning $62,000/year
Married with baby on the way
Roofer earning $38,000/year
Life insurance through employer
These products may contain reductions of benefits, limitations and exclusions. For costs and complete details of the coverage, please contact your insurance representative or Assurity to review the policy for more information.
Policy Form No. L T02-E and Rider Form No. R I0827-W underwritten by Assurity Life Insurance Company, Lincoln, Nebraska. Policy Form No. I H1513 NY and Rider Form No. R I 1514 NY underwritten by Assurity Life Insurance Company of New York, Albany, New York.
Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.
2 Base Policy provides a $300,000 death benefit, based on a 38-year-old, non-smoking female earning $62,000 annually, initial monthly premium $15.58
3 Base Policy provides a $250,000 death benefit + $1,200 accidental disability Income benefit, based on a 29-year-old male earning $38,000 annually, total monthly premium $33.52